Our Journey

Vadium Capital operates as a non-QM, non-owner-occupied hard money brokerage specializing in business-purpose loan origination for real estate and commercial assets. The firm focuses exclusively on transactions secured by investment property and does not engage in owner-occupied or consumer lending.

Vadium Capital partners with institutionally backed lenders and established private debt funds to facilitate bridge, construction, refinance, and development financing across residential investment, multifamily, and commercial asset classes.

Our Team

Jacek Charapp

Founder & CEO

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Ely Charapp

Co-Founder

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Jeroen De Leeuw

Chief Tactics Facilitator

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Our values

At Vadium Capital, we believe success begins with integrity and is driven by people, precision, and purpose. Guided by our core values — Integrity, People, Velocity, Flexibility, and Vision — we focus on thoughtful strategy, disciplined execution, and responsible decision-making in everything we do.

We are committed to conducting our work with transparency and professionalism, emphasizing collaboration and long-term relationships built on trust. Our team brings a forward-looking mindset to every initiative, helping partners and stakeholders navigate change with clarity and confidence.

Vadium Capital operates with a values-first approach — maintaining ethical standards, prioritizing people, and advancing with agility and vision in a dynamic business environment.

Integrity

People

Velocity

Flexibility

Vision

This Is Us In Numbers

$20M+

Total Loans Closed

15+

States We Work in

10+

Years of Experience

20+

Deals Closed This Year